Individual Life Insurance Individual Long Term Care

Long term care has grown in popularity over the past few years. Long-term care goes beyond
medical care and nursing care to include all the assistance you could need if you ever have a
chronic illness or disability that leaves you unable to care for yourself for an extended period
of time. You can receive long-term care in a nursing home, assisted living facility, or in your
own home. Though older people use the most long-term care services, a young or middle-aged
person who has been in an accident or suffered a debilitating illness might also need long-term
care. Each client program varies as different people have different needs and strategies to
protect this risk. We work to indentify, address and execute a strategy that will give comfort
level they desire.

To arrange for a review or request further information please send inquiries directly to or contact John C. Nalepka at 908-281-5379 X12